rebuild your worth.

Kelowna - Debt Help

Since 2002, We've Helped 1000's Of Canadians Eliminate Their Debt.  We Can Help You Too!

FREE CONSULTATION. We'll get you back on track to rebuilding your worth today, debt free.

Click to Book A Free Consultation

or Call 1-855-884-9243 (One convenient toll-free number to talk to the local office nearest you).

Kelowna and Area Debt Relief Specialists.

Credit Card Debt? Bills Out Of Control? Tax Debt? Only Making Minimum Payments Or Not Able To Make Any Payments At All?  We Have The Solution To Eliminate Your Debt Today!

No matter how complex your current finances may seem, there are debt relief options available from Bromwich+Smith that will immediately stop all creditor actions and get you back on track to rebuilding your worth today! 

Free Consultation. Never A Cost.  No Obligation.

During your free consultation, you will talk directly with a Bromwich+Smith Debt Relief Specialist who will go over your financial details with you, putting together a debt relief solution tailored to your specific financial situation. Your consultation is always free and can take place on the phone from the convenience of your home.

your options.

Consumer Proposal

When you can no longer cover the debts you owe, a Consumer Proposal could be the right option for you.  Your Kelowna Bromwich+Smith Trustee will determine what you can afford to pay and uses this information to negotiate a proposal with your creditors for you. A proposal usually requires repayment of only a portion of your original debt.  The rest is forgiven.  

Features of a Consumer Proposal:

PlusAll creditors are bound by the conditions.
PlusOnce a proposal is accepted, your settlement amount is set and your creditors can't come back asking for more.
PlusAll legal actions, including collections and wage garnishees, are immediately stopped.
PlusNo interest charges.
PlusAll debts are consolidated into a single monthly payment for up to 5 years, based on what you can afford.
PlusThere are no hidden fees. We are paid by a government tariff.

Declare Bankruptcy

Although always the last option, for some situations, a bankruptcy can be the best option to eliminate debt and start fresh. Before recommending bankruptcy, all other options will be explored, determining if a consumer proposal or other debt relief solution might be a better option. If it is determined that bankruptcy is your best option, Bromwich+Smith Debt Relief Specialist will provide you with all details you need to help you make an educated decision. Learn More »

Credit Counselling

Credit Counselling can provide you with valuable tools that will help you budget and manage your money. Learn More »

Debt Consolidation

If you still have a good credit rating, assets to secure a loan, and a steady source of income, a consolidation loan can be a good option when you just need some breathing room. All of your debts are consolidated into one lump sum, allowing you to pay off your balances, and then you in turn pay off the loan over an extended period of time.  Learn More »

Kelowna and Area Office

1631 Dickson Avenue, Suite 1100, Kelowna, BC, V1Y 0B5

One convenient number to contact the local office nearest you. Toll Free: 1(855) 884-9243

Bromwich+Smith Office

49.8802815, -119.4612693