Considering Declaring Bankruptcy?

No Matter What The Financial Situation, There Are Always Options.

We'll find the right solution for your specific financial situation and get you back on track to rebuilding your worth today, debt free.

Call: 1-855-884-9243

 
satisfaction_icon

30,000+ Satisfied Canadians

experience_icon

Over 20 Years Experience

save_money_icon

Over $3 Billion Debt Eliminated

Reason(s) You Are Seeking Debt Relief
Please select all that apply
Are You Experiencing Any Of The Following?
Please select all that apply
Have You Filed A Consumer Proposal or Bankruptcy In The Past?
Are You Trying to Reduce Any of the Following Debt Types?
Please select all that apply
Optional - Providing this information helps us determine the best debt relief program for your specific situation.
Optional - Providing this information helps us determine the best debt relief program for your specific situation.
Do You Rent Or Own Your Home?
How did you hear about us?

What Happens After You Declare Bankruptcy?

When you declare bankruptcy, Bromwich+Smith immediately stops all creditor actions. Creditors can no longer contact you and collection activities must stop. Gain peace of mind knowing your past is behind you and a blank slate awaits.

green_star_icon green_star_icon green_star_icon green_star_icon green_star_icon
"Dear Bromwich & Smith.... You deliver what you promise! You provide a valuable service. All of your staff are very professional treating the client with dignity, understanding, and respect, and eager to help. You are a good company!"

- Allison L.

Advantages Of Declaring Bankruptcy Although it is not to be undertaken lightly, there are advantages to declaring bankruptcy.

Financial review with one of our Licensed Insolvency Trustees.

Gain money management skills through private counseling meetings.

Last as little as 9 months from filing.

Eliminate your debt and gives you a fresh start.

options_img

You have options

Before we recommend that you declare bankruptcy, all other options, such as a Consumer Proposal, are examined in detail. However, in some cases, declaring bankruptcy can be the best option to eliminate debt and allow you to start over with a clean slate.

If it is determined that bankruptcy is your best option, don\'t worry -we\'ll work with you to rebuild your worth, every step of the day.

consultingWe Are Here To Listen And Help

Compassionate & Confidential Wherever you are, whenever you need us. All services available virtually, Monday through Saturday.

Book A Free Consultation Call: 1-855-884-9243

The Bankruptcy Process Declaring bankruptcy is easier than you think.

1

Speak With A Debt Relief Specialist

First, a Bromwich+Smith Debt Relief Specialist will go over your current financial situation with you. Your free bankruptcy consultation takes place over the phone and from the comfort of your own home.

large_arrow
2

Discover Your Options

We will review your income and any family situation expenses (child/spousal support payable, child care costs, medical expenses, etc.) against a government set standard to determine the amount you will have to pay each month (called surplus income), plus any debt that can be recouped from the sale of any non-exempt assets (see the note below).

large_arrow
3

How Long Can It Take

The length of time you will have to make payments depends upon whether or not you have been bankrupt before. In some cases, you won\'t even have to make any payments at all and you will be finished in as little as 9 months!

large_arrow
4

You Are Free

Next, Bromwich+Smith will formally declare bankruptcy on your behalf. Then, a massive burden will be immediately lifted from your shoulders: no more bothersome phone calls, no more garnished wages, active lawsuits come to an end, and any frozen bank accounts are thawed.

large_star-arrow
Under Canadian law, you can only file for bankruptcy through the help of a federally Licensed Insolvency Trustee like Bromwich+Smith.

Hear How We Have Helped Other Canadians Just Like You Follow these 5 clients on their journey from struggling with overwhelming debt to new hope and optimism on the path to rebuilding their worth

green_star_icon green_star_icon green_star_icon green_star_icon green_star_icon
Amy, a single mother of 4, struggles to make it through the stress brought on by unmanageable debt while she provides for her family. Amy shares here story of how she found a solution to eliminate her debt and is back on the path to rebuilding her worth.

Amy

green_star_icon green_star_icon green_star_icon green_star_icon green_star_icon
I was referred by a friend. I was hesitating, because of what they might think of me. From the first time I called to walking in the door, I was treated with respect and dignity the whole way through the process. No one judged, and everyone understood. I would recommend this company to everyone !!!!

- Nicole C.

green_star_icon green_star_icon"" green_star_icon green_star_icon green_star_icon
Adam takes us through his journey of dealing with stress and unmanageable debt brought on by a separation and a period of under employment.

Adam

green_star_icon green_star_icon green_star_icon green_star_icon green_star_icon
George struggles to keep afloat during a very stressful period of financial hardship, while staying at his wife\'s side during critical illness.

George

green_star_icon green_star_icon green_star_icon green_star_icon green_star_icon
Struggling with injury and job loss, Linda\'s financial situation deteriorates with unmanageable debt.

Linda

green_star_icon green_star_icon green_star_icon green_star_icon green_star_icon
Explore Linda\'s story as she recovers from an injury, family hardship and the resulting devastating debt.

Linda P

 
 
 

Put a stop to creditor actions & eliminate debt today

FREE CONSULTATION. We'll find the right solution for your specific financial situation and get you back on track to rebuilding your worth today, debt free.

Book A Free Consultation