Brampton Ontario
Licensed Insolvency Trustees

rebuild your worth.

Since 2002, Bromwich+Smith has provided unbiased & nonjudgmental assistance and debt relief solutions, helping thousands of Canadians eliminate their debt. We can help you too. Bromwich+Smith has the legal authority to offer solutions that are legally binding on your creditors, will immediately stop all creditor actions and give you the debt free, fresh start you need.

What Happens During Your Free Consultation?

No matter how difficult or complicated you believe your financial situation is, you can rest assured that there are always debt relief options to explore. During your consultation, we'll explore these options with you. Your consultation is always free and can occur over the phone and from the comfort of your own home.

First, a Bromwich+Smith Debt Relief Specialist will go over the details of your current financial situation with you.

Next, we'll develop a personalized debt relief solution tailored to your situation. We'll go over each option with you, giving you all the details you need to eliminate your debt and get you back on the path to rebuilding your worth today.

Your Debt Relief Options.

At Bromwich+Smith, declaring bankruptcy is not your only option. We also offer a powerful bankruptcy and debt restructuring alternative called a Consumer Proposal.

Consumer Proposal

Here's how a Consumer Proposal works:

A Bromwich+Smith Debt Relief Specialist will look at your finances with you, determining how much of your debt you can afford to pay, and any portion that is beyond your current means to pay back. We'll negotiate with your creditors for you, reaching a settlement based on your budget
The settlement is interest free and usually allows payback over a period of 5 years.
All creditor calls and collections will immediately come to an end.
Assets are not touched.
There are No Extra Fee Payments from you. We are paid by a set tariff amount that comes out of the settlement with your creditors.

A Consumer Proposal Covers All Unsecured Debt.

CRA tax debt, credit card debt, payday loans, and other bills are all covered by a Consumer Proposal. 

Declare Bankruptcy

Filing bankruptcy is an option but is only recommended after all other debt relief options have been explored. However, for certain situations, a bankruptcy can be the best option to get you back on track and allow for a fresh start. Learn More »

Debt Counselling

Sometimes a legal solution like a Consumer Proposal or Bankruptcy is not needed. Instead, you may benefit from the tools and budgeting advice that you can receive from a debt counsellor. Learn More »

Debt Consolidation Loan from a Bank or Other Financial Institute

The consolidation of some or all of your debt into one loan could be the solution for you are having problems making all of your payments, but still have a good credit rating and sufficient assets to secure a loan. Learn More »

Brampton and Area Office Regus Business Centre, County Court: 2 County Court Blvd, Suite 400, Brampton, ON L6W 3W8(By appointment only).

One convenient number to contact the local office nearest you. Toll Free: 1(855) 884-9243