Lethbridge + Area
Debt Relief

debt relief. in lethbridge, you have options.

When you are experiencing financial difficulties, we understand that stress can become completely overwhelming. However, no matter how complex or chaotic your debt situation may seem, there are debt relief options available today from the Bromwich+Smith team in Lethbridge that can immediately stop creditor actions and get you back on track to being debt free. 

free consultation.

Choosing the right debt solution for your financial situation can make a world of difference in the outcome. That's where the Debt Relief Specialists at Bromwich+Smith can help. Our specialists will examine your financial situation with you, and build a personalized debt relief solution tailored to your specific financial situation. We'll explain your options in detail to you ... just the facts with no fancy jargon ... so that you have all the information you need.  Your consultation is always free and can take place over the phone and from the convenience of your own home. 

your options.

Consumer Proposal

Is There An Alternative to Declaring Bankruptcy? Yes!

At Bromwich+Smith, declaring bankruptcy is not your only option. We also offer a powerful bankruptcy alternative, called a Consumer Proposal. Filing bankruptcy is not your only option.

How Does a Consumer Proposal Work For You?

Bromwich+Smith negotiates with your creditors for you, and offers your creditors a settlement which is usually requires your repayment of only a percentage of original debt owed, based on what you can afford and not what creditors are demanding
All creditors are bound by the conditions of the proposal.
All creditor legal actions are immediately stopped including collections and wage garnishees.
No interest charges.
You have up to 5 years to complete your proposal, with all debts consolidated into one affordable monthly payment.
Unlike bankruptcy, a consumer proposal does not touch your assets.
There are No Fee Payments from you. We are paid by a government tariff.

Declare Bankruptcy

For some situations, a bankruptcy could be the best option to eliminate debt. Before recommending bankruptcy, all other options will be explored, determining if a consumer proposal or other debt relief solution might be a better option. A Bromwich+Smith Debt Relief Specialist will provide you with the details you need to determine if a bankruptcy is the best option for you. Learn More »

Debt Counselling

Learn how to manage your money, budgeting so that your income will cover your expenses and leave you room to save for your future. Learn More »

Debt Consolidation

A consolidation loan can be a good option when you still have a good credit rating, sufficient income and assets to secure the loan, and just need some breathing room. All of your debts are consolidated into one loan, paying off your creditors in a lump sum, and then you pay off the loan over an extended period of time.  Learn More »

Lethbridge and Area Office (By appointment only)

One convenient number to contact the local office nearest you. Toll Free: 1(855) 884-9243